Bespoke Finance

Finance Any
Vehicle We Handle

Whether you are acquiring a single classic, a modern supercar, or an entire collection — Riley International can arrange bespoke finance through our network of specialist lenders. Structured around you, not the other way around.

£500
Minimum Loan
No cap
Maximum Loan
All
Vehicles Considered
Preserve Your Capital

The most sophisticated buyers in this market do not always pay cash — not because they cannot, but because they choose not to. Finance allows you to acquire the car you want today while keeping your capital working elsewhere. We structure deals that make sense financially, not just emotionally.

Discuss Finance Options
Finance Structures

What We Can
Arrange

01
Hire Purchase

The most straightforward structure. Fixed monthly payments over an agreed term, with full ownership transferring at the end. Works well for single vehicles across all values.

Classic · Supercar · Hypercar
02
Refinance Against Existing Assets

Already own significant vehicles? We can arrange refinancing against your existing collection to fund new acquisitions — releasing capital without requiring a sale.

Collections · High Value
03
Collection Finance

Acquiring multiple vehicles, an estate collection, or a curated portfolio? We structure facility agreements that cover the entire acquisition with one clean arrangement.

Collections · Estates · Portfolios
04
Bridging Finance

Short-term facility to secure a car quickly when the opportunity arises before longer-term funding is in place. We move fast when the right car becomes available.

All Vehicles · Time-Sensitive
05
Personal Contract Purchase

Lower monthly payments with a guaranteed future value option at the end of the term. Flexibility to own, return, or part-exchange at the conclusion.

Supercar · Modern Classics
06
Bespoke Structures

For unusual situations — high value transactions, international buyers, complex asset structures — we work directly with lenders to build a structure that fits your circumstances precisely.

High Value · International
"The right car at the right time should never be a question of liquidity."
Keep Capital Working

Tying up £500,000 in a single asset is rarely the most efficient use of capital. Finance allows you to own the car while your money continues to work.

Move Quickly

The best cars do not wait. Finance pre-approval means you can commit immediately when the right car becomes available — before someone else does.

Tax Efficiency

For business buyers, finance can offer significant tax advantages over outright purchase. We recommend speaking with your accountant — the numbers often surprise people.

Specialist Lenders

We work with lenders who understand classic and exotic cars as assets — not just standard vehicles. They lend on value, not just income. The criteria are different.

Collection Acquisition

Buying a
Whole Collection?

Estate sales, private collections coming to market, and portfolio acquisitions often represent the greatest opportunities in this market — and the greatest logistical challenges. We handle both the acquisition and the finance, so you can move decisively when a collection becomes available.

Estate Sales Private Collections Race Car Collections Classic Portfolios Mixed Collections Storage Finds
Discuss a Collection
£500k+
Typical Collection Finance Facility
48hrs
Decision in Principle Turnaround
Global
Collections Considered Worldwide

Riley International introduces clients to finance providers and does not itself provide financial products. Finance is subject to status and affordability. Riley International is a trading name of Fleet Direct Sales Ltd. Finance introductions are made to specialist lenders who are authorised and regulated by the Financial Conduct Authority. Your home may be at risk if used as security. Please ensure you can afford the repayments before entering into a finance agreement.